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Mesi utilizes a high-speed financial engine that bridges legacy mobile payment systems with the native Creator Chain. This ensures that while fans enjoy a familiar checkout experience, creators benefit from the speed and utility of blockchain-based settlements.

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Core Infrastructure

Payments are managed through two distinct pipelines depending on the user environment:
  • Native Infrastructure: Powers the Web App and all blockchain-based activities. It handles $MESI tokens, stablecoins, and direct smart contract interactions.
  • Mobile In-App Payments (IAP): Integrated with the Apple App Store and Google Play Store. These handle fiat transactions exclusively to comply with mobile ecosystem regulations.

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Creator Settlements

Regardless of how a fan pays, Mesi provides a unified and incentivized settlement process for creators.

Instant Payouts

Earnings are converted and credited to your wallet immediately upon transaction. Note: Music creators receive monthly settlements.

The MESI Bonus

Choose to receive your earnings in $MESI tokens to receive an automatic 10% bonus on your total payout.

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Settlement Logistics

If platform reserves are temporarily insufficient for an instant payout, the system mints temporary $MESI tokens to ensure liquidity. To protect the economy, any resulting inflation is neutralized through:
  1. Reserve Burns: Removing tokens from the internal treasury.
  2. Buybacks: Purchasing tokens from the open market to restore equilibrium.

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Payment Deductions

To maintain a transparent ecosystem, all fees are applied and visible at the transaction layer:

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Asset Flexibility & Banking

Once funds are in your wallet, you have full control over your assets.
  • Blockchain Mobility: Transfer tokens to external wallets or add them to Liquidity Pools.
  • Fiat Off-Ramp: Connect your bank account to receive traditional currency payouts.
  • Mesi Debit Card: Spend your earnings instantly at any point-of-sale (POS) globally.

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Bitcoin Savings Accounts

Creators can automate their long-term wealth building through our integrated BTC savings feature.
1

Enable Savings

Open a free Bitcoin savings account within your Mesi profile.
2

Automatic Conversion

Upon withdrawal, a pre-set portion of your $MESI earnings is automatically converted to Bitcoin (BTC).
3

Secure Custody

Your BTC is moved to a dedicated, high-security custodial account hosted by Mesi, allowing you to accumulate reserves over time.
Payment Processing Overview

The Payment Processing Dashboard

Pro-Tip: Enabling the Bitcoin savings account combined with the 10% $MESI settlement bonus is the most efficient way to maximize the long-term value of your creative output.